What are waiting periods and how do they work?
When you first join see-u or upgrade your cover, there’s a wait before you can claim certain services—it’s just how health insurance works.
If you’re switching from another health fund, no stress! We’ll honour any waiting periods you’ve already served for the same services on an equivalent level of cover.
The Aussie Government sets the maximum waiting periods for hospital insurance, which are:
- Pre-existing conditions: 12 months
- Pregnancy and birth: 12 months
- Psychiatric, rehabilitation, or palliative care: 2 months
- Other hospital services: 2 months