You don’t need to become a “new you” this year. No 5am gym routine. No 14-step morning smoothie ritual. Just a slightly more together version of yourself - the one who drinks water, books a dentist appointment before it hurts and maybe stops asking Chat GPT what your symptoms mean at 1am.

This is a low-pressure guide to getting your health, headspace and life admin gently in order, without pretending you’re going to become someone totally different.

  1. Start with the basics - book the “I’ll do it later” appointments

You know the ones:

  • Dentist (before it becomes hundreds of dollars’ worth of regret)
  • GP check-up or blood test
  • Skin check after a summer in the sun
  • Physio for that neck-from-laptop situation
  • Psychologist or GP mental health plan if things feel heavy

It’s not dramatic self-improvement,  it’s maintenance. Like servicing your car, but for your body.

  1. Make health feel easy, not overwhelming

Self-care isn’t bubble baths; it’s booking the appointment, filling the script and actually going to bed before midnight sometimes.

Tiny upgrades count:

  • Swapping one coffee for a glass of water
  • Taking your vitamins three days in a row (a miracle)
  • A walk and a podcast instead of doom-scrolling
  • Saying no to the plans you truly don’t have the energy for

  1. Your brain is part of your health too

Therapy, journalling, chats with friends, seeing a psychologist - it’s not indulgent. It’s survival.

Private health bonus? Extras cover can help with psychology sessions, so you’re not choosing between your brain and your bank balance and can budget accordingly.

  1. Health insurance = not a future problem

Boring? Yes. Smart? Also yes.

Here’s the deal:

  • The Lifetime Health Cover loading means if you don’t get hospital cover before 31, you’ll pay more later
  • If you earn over $101,000, hospital cover can help you avoid the Medicare Levy Surcharge (extra tax)
  • You get perks like dental, physio, glasses and mental health support depending on the cover you choose

With see-u by HBF, it’s straightforward and actually built for people who don’t speak insurance.

  1. You don’t need to transform - just lightly upgrade

Resolutions don’t have to be dramatic. They can be:

  • Drinking water
  • Finally getting your teeth cleaned
  • Setting a reminder to check your health cover
  • Joining a fund that feels like it gets you

Ready to tick “sort my life a bit” off your list?

Get a quick quote with see-u by HBF - simple, affordable cover that fits actual humans, not perfect ones.

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