Make the most of what you’re already paying for. If you’ve got extras cover, there’s probably still plenty of value left to use before 1 January but when the new year rolls around, your limits refresh – so now’s the perfect time to put them to good use and head into next year feeling your best.
Here’s how to make the most of your extras before the year’s out and treat yourself to a little end-of-year self-care along the way.
1. Book that dental check-up (your future self will thank you)
All our open extra’s cover includes a general dental limit (the annual limit varies between product), which you can use for things like a check-up, scale and clean. If you haven’t had your teeth looked at in a while, now’s the perfect time to do it.
Regular visits aren’t just about fresh breath and shiny teeth – they can help pick up small issues before they turn into big, expensive ones later. And hey, who doesn’t want a confident smile heading into the festive season?
Pro tip: Dental clinics book out quickly in December, so get in early and lock in that appointment.
2. Use your optical benefits (and finally update those specs)
If your cover includes optical, you may have a benefit you can use towards things like new glasses, prescription sunglasses, or contact lenses – but those benefits usually reset every year.
Even if your prescription hasn’t changed, you can still claim for a backup pair or upgrade your frames. It’s a smart way to save cash and see clearly into the new year.
Pro tip: Many optical retailers run end-of-year sales, so you could double up on value by claiming and scoring a discount.
3. Give your body some TLC with physio, chiro or massage
After another massive year, by the end of it, your body could be feeling a little bit ‘meh’. If your extras cover includes physio, chiro or remedial massage, now’s a good time to book in and give those hard-working muscles some attention.
These sessions don’t have to just be for injuries – they’re great for resetting, preventing niggles, and heading into the holidays feeling more “ahh” than “ow”.
Pro tip: Some providers offer multi-session packs, so you can book a few now and keep claiming as the year ticks over.
4. Don’t forget the smaller stuff
Extras cover can go beyond the basics. Depending on your policy, you might also have benefits for dietitian consults, podiatry visits, psychology sessions, or speech therapy – all of which reset annually too.
If you’ve been putting something off, now’s a great time to tick it off your list and avoid paying out of pocket later.
Pro tip: Log into your member portal or app to check your remaining limits. You might be surprised how much value you still have left to use.
5. Plan ahead for next year
While you’re at it, take note of the benefits you actually use (and the ones you don’t). It’s a simple way to figure out if your current cover is still the right fit for you.
If it’s not, switching is easier than you think – and we’re always here to help you find cover that suits your lifestyle (and your budget).
The takeaway
Extras cover is there to make everyday health feel more accessible and affordable – but only if you use it. So, before the year’s out, take a couple of minutes to book those appointments, order those glasses, and sort out those niggles.
Your body (and your wallet) will thank you in 2026.
Ready to see how your extras stack up? Get a quick quote with see-u – no endless forms, no fuss, just cover that works harder for you.
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