Spring’s all about fresh starts - out with what you don’t need, keep what adds value. The same goes for your health cover. If you’re young and healthy, you might be wondering: do you really need Extras, or is it just clutter?
What is Extras Cover, anyway?
Depending on the level of cover, Extras (or “general treatment”) cover helps with everyday health costs outside hospital, like:
- Dental check-ups
- Glasses or contact lenses
- Physio and chiro
- Psychology and counselling
- Natural therapies
It’s the stuff Medicare usually doesn’t cover, but you’ll still need from time to time.
The young and healthy mindset
If you’re in your 20s or 30s, you might not think you’ll get much out of Extras. You brush your teeth, you run around the park, you feel invincible. But here’s the thing: being healthy doesn’t mean you don’t need support. Even a quick trip to the dentist or a set of new specs can sting your wallet. Extras can take the edge off those costs.
Value for money check
Think about it like this:
- A basic dental check-up can be $200+.
- New glasses? Anywhere from $150 to $400.
- Physio sessions for that dodgy ankle? Around $80 a pop.
Now compare those costs to the weekly price of an Extras policy. If you’re using even a couple of services in a year, Extras could help pay for .
Stay healthy, not just covered
Here’s the other bonus: when you actively use your Extras, you may be more likely to keep on top of preventative care. That means regular dental check-ups before things get painful, physio sessions before injuries turn into long-term problems, and mental health support before stress snowballs. Extras aren’t just about making your appointments more affordable, it’s about staying healthy and catching things early.
When Extras makes sense
Extras Cover could be worth it if:
- You wear glasses or contacts (eye care adds up fast).
- You’re sporty and want physio or chiro backup for injuries.
- You care about mental health and might use psychology benefits.
- You like the idea of smaller, predictable payments instead of big surprise bills.
- You want to stay on top of your health with regular preventative care.
When to keep it simple
On the flip side, if you hardly ever go to the dentist, don’t need glasses, and have no intention of seeing a physio, you might be better off sticking with hospital cover alone.
Fresh season, fresh mindset
Spring is about keeping what works and letting go of what doesn’t. The same goes for your health cover. Extras is worth it if it fits your lifestyle and helps you stay on top of everyday care - and with see-u’s Easy Extras from just $2.98* a week, it’s a simple way to keep more in your pocket and more control over your health.
* Based on Easy Extras cover for a single under 65 in QLD, no LHC loading earing under 101K per year. Base tier Australian Government Rebate on private health insurance applied.
FAQs About Extras Cover
What is Easy Extras?
Easy Extras is see-u’s most affordable Extras policy, designed for people who want everyday health support without paying for services they’ll never use. It helps cover things like general dental and physio - starting at just $2.98 a week.
What if I need optical?
We’ve got you covered. Our Starter Extras policy includes 100% back on optical (up to yearly limits).
Do I need to take out Hospital Cover with Extras?
No. While we have four different Extras covers that can be combined with eligible Hospital products, two of them can also be taken out as standalone Extras.
Is Extras Cover worth it if I’m young and healthy?
Yes - if you use common services like dental check-ups, glasses or physio, Extras can cover some of the cost. Plus, it helps you stay healthy with preventative care instead of only paying when problems get big (and expensive).
How much does Extras Cover cost?
With see-u, Easy Extras starts from just $2.98 a week. Prices vary depending on the level of cover you choose, but all are designed to give great value for money.
Does Medicare cover dental, optical or physio?
No, Medicare doesn’t usually cover routine dental, glasses, contact lenses, physio or chiro. That’s where Extras Cover steps in, helping to reduce your out-of-pocket costs.
Can I just get Hospital Cover without Extras?
Yes - you can choose hospital-only cover if that suits your lifestyle. Extras is optional, but it may be worth it if you want to spread out everyday health costs and keep on top of preventative care.
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