Health Insurance & Life Hacks

It’s that time again. Your inbox is overflowing, social plans are stacking up, your gym towel’s gone MIA, and even your coffee needs a coffee. End-of-year burnout is real. Here’s how to get some of that energy back before the year wraps up.

Ever felt so tired you can’t even choose dinner? That’s decision fatigue - when your brain runs out of mental energy after a long stretch of choosing, planning and thinking. The good news? You can recharge that mental battery. Here’s how to beat decision fatigue and get your brain back.

Make the most of what you’re already paying for. If you’ve got extras cover, there’s probably still plenty of value left to use before 1 January but when the new year rolls around, your limits refresh – so now’s the perfect time to put them to good use and head into next year feeling your best.

Thinking about switching health cover but worried it’s all too hard? You’re not the only one. Lots of people stick with the same fund for years. But moving to something better doesn’t have to be stressful - especially with a fund like see-u, where we keep things simple and no-fuss 😉.

Spring’s all about fresh starts - out with what you don’t need, keep what adds value. The same goes for your health cover. If you’re young and healthy, you might be wondering: do you really need Extras, or is it just clutter?

A co-payment is a small daily fee you pay only if you go to hospital. In return, your weekly premium is lower and still solid cover when you need it. It’s a smart, streamlined way to stay covered without overspending.

Private health insurance isn’t just for the older, the injured or the ultra-organised. It’s a smart, grown-up investment that helps you take control of your life, your money, and your health — and if you’re under 30, it could cost even less than you think. Your health is the one thing worth every cent.

Getting booted off your parents’ health cover? It might feel like a pain, but it’s actually a great time to get cover that suits you. We explain when it happens, what your options are, and why switching can be smart - from locking in an age-based discount to avoiding extra tax. Adulting doesn’t have to be hard (well, not all the time).

Thinking about switching to couples cover? While the cost is often similar to two singles, combining your policy can seriously simplify your life admin. If you and your partner want the same level of cover, it’s one account, one payment, and less paperwork. We break down when it makes sense — and when to keep things separate.

Just found the Medicare Levy Surcharge on your tax return? Painful, but fixable. The surcharge hits if you earn over $101,000 and didn’t have hospital cover for all 12 months. But you don’t have to cop it again next year. Even joining after 1 July can cut your bill down — and see-u has low-cost hospital cover that keeps you in the clear.